PurinaCare

PurinaCare Pet Health Insurance Overview

The very first policy was sold in June 2008. PurinaCare focuses on supporting owners in gaining affordable access to the newest and most advanced vet care. Its headquarters are located in san Antonio, Texas and its comprehensive coverage plans have received the American Animal Hospital Association (AAHA)’s seal of acceptance.

Address

P.O. Box 599500
San Antonio, Texas 78259-9500

Underwriter

Underwritten by Central States Indemnity Co. of Omaha and available in all 50 states including DC.

Pets that can be insured:

Cats and Dogs.

What is covered?:

PurinaCare Pet Health Insurance offers three different plans:

• PurinaCare Plus Preventative Care, which covers
– Unexpected Accidents
– Unexpected Illnesses
– Annual Check-ups
– Vaccines
– Flea and heartworm treatment
– Dental cleaning
– Spaying and neutering
– Prescription medication
– ER
– Surgery
– Hereditary conditions
– Diagnostics

• PurinaCare without preventative Care, including:
– Unexpected Accidents
– Unexpected Illnesses
– ER
– Diagnostics
– Hereditary Conditions
– Surgery
– Prescriptions

• PurinaCare Accidents Only

• Unexpected Injuries and Accidents

Are pre-existing conditions covered?:

Pre-existing conditions are not covered.

What is not included in plans?:

• Pre-existing conditions
• Pregnancy and breeding
• Alternative Care
• Cosmetic Treatments
• Training
• Pet foods
• Nutritional supplement
• Grooming
• Boarding
• Preventable conditions
• Accidents or Injuries due to cruelty or neglect
• Puppies and kittens that are under 8 weeks old
• Accidents occurring before 12:01 am on the 3rd day following the enrollment
• Illnesses occurring before 12:01 am on the 15th day following the effective date of coverage

Any Vet?:

Any vet can be used.

Policy Duration:

12 months.

Deductible:

Annual deductible instead of “per-incident” deductible. Deductibles can range from $100, $250, $500, $1000.

Pricing:

Starts at $4.00/month. Quotes depend on type of coverage chosen, the age of the pet, deductibles, dog and cat breeds, etc. Purina does not have a maximum lifetime or incident payout. Maximum annual payouts are $20000 but does not have a maximum lifetime or incident payout. For more information please refer to our comparison table to get a free quotes.

Additional Information:

As a subsidiary of the Nestlé Purina Care Group, PurinaCare Pet Health Insurance can draw from over 85 years of experience in the business. They also offer a blog which informs about the importance of pet health insurance, veterinarian advice and other pet health related topics.