PetPlan pet insurance was founded in the United States in 2003 by Chris and Natasha Ashton. Petplan Pet Insurance originally began in the UK in 1976. With over 30 years of experience in insuring pets, PetPlan is the world’s largest pet health insurance provider with over one million clients worldwide.
PetPlan Pet Insurance Overview
In 2010, Natasha Ashton became a member of the board of the Philadelphia Animal Welfare Society (PAWS) where she is an active member who raises awareness of animal welfare issues and rescuing abandoned pets. The company says it’s most important goal is to provide a better life for pets and their owners by offering affordable and comprehensive care.
1 International Plaza, Suite 140
Philadelphia, PA, 19113
Underwritten by AGSC Marine Insurance Company. Available in all fifty states and District of Columbia.
Pets that can be insured:
Cats and Dogs.
What is covered?:
Pets must be at least 6 weeks old before enrolling. There are three different cat and dog policies which cover pets to various degrees and with varying payouts.
Bronze plans are limited to veterinary fees including:
• Veterinary care for illnesses and accidents
• Hereditary, congenital and chronic conditions
• X-Rays, CAT scans, MRI
• Non-routine dental treatments
• Diagnostics Testing
• Hip Dysplasia
• medications (not including nutritional supplements, vitamins or heartworm/flea and tick preventives)
• Alternative therapies
Silver offers same as above, including:
• Boarding Kennel Fees
• Advertising and rewards for stolen pets
• Pet loss because of straying or theft
Gold includes same as Bronze and Silver, plus:
• Any vacation cancellations
Are pre-existing conditions covered?:
Pre-existing conditions are not covered.
What is not included in plans?:
• Pre-existing conditions (conditions that occur before enrollment or during waiting period)
• Routine wellness care
• Dental care (unless resulting from illness or accident)
• Pregnancies (unless there are pregnancy-related complications)
Any vet can be used.
$50, $100 or $200 deductible per illness/injury per policy term.
Starts at $16/month, depending on deductibles, co-pay, age of pet, breeds, locations, etc. PetPlan does not have a maximum lifetime or per incident pay out. Annual payouts vary from $8000 (Bronze plan), $12000 (Silver) to $20000 (Gold). The Co-Pay can range from 0%, 10% or 20% For more information please refer to our comparison table to get a free quotes.
Petplan is the pet insurance partner of The Humane Society which is offered to the members of The Humane Society in the US. The company has recently experience rapid growth and as a result Natasha Ashton was listed in Smart CEO magazine’s “Future 50” list. They also host a “Virtual Clinic” on their website which offers a condition-checker informing about common breed-specific health issues. It also offers tips on how to prevent ailments by providing information about symptoms, causes and treatments. Lastly, Petplan launched the magazine fetch! In 2008 which is a glossy quarterly pet health magazine with veterinarian-authored and-reviewed content. A subscription to fetch! Magazine is included with every policy.