24petwatch

24petwatch Overview

Although PetHealth is based in Ontario, Their headquarter is in Buffalo, New York and were founded in 1999. 24PetWatch also produces microchips and other data information technology for pets.

Address

P.O.Box 2150
Buffalo, NY 14240-2150

Underwriter

Underwritten by Praetorian Insurance Company.

Pets that can be insured:

Cats and Dogs.

What is covered?:

24PetWatch offers 7 different coverage plans for dogs (enrollment for most plans is from 8 weeks –8/6 years for dogs – 10 years for cats, depending on the breed):

QuickCare Gold:
• Unexpected accidents and illnesses
• Boarding kennel fees
• Recovery costs
• Euthanasia
• Accidental Death

QuickCare Complete:
• Unexpected accidents and illnesses
• Wellness coverage (including vaccinations, teeth cleaning, heartworm testing, spay/neuter procedures and annual exams)
• Boarding Kennel Fees
• Recovery costs
• Euthanasia
• Accidental Death

QuickCare Optimum:
• Covers First-Time Illnesses and other illness-related issues(covers foreign body ingestion, poison ingestion and allergic reactions)
• Unexpected accidents (covers lacerations, motor vehicle accidents, bone fracture and burns)
• Includes a wellness plan (see above)
• Recovery costs
• Euthanasia

QuickCare Intro
• First-Time Illness
• Foreign Body Ingestion
• Motor Vehicle Accidents
• Bone Fractures
• Poison Ingestion
• Laceration
• Burns
• Allergic Reactions
• Recovery costs
• Euthaniasia

QuickCare Accidents Only
• Foreign Body Ingestion
• Motor Vehicle Accident
• Bone Fractures
• Poison Ingestion
• Lacerations
• Burns
• Accidental Death

EmergencyCare
• Exclusively offered to micro chipped pets: If pets get lost, emergency or shelter personnel will contact 24PetWatch.

TenantCare
• Illness and Accident Benefits
• Includes Damage to 3rd Party Property

QuickCare Senior
• Covers Strokes, cancer, heart disease, bone fractures, burns, lacerations, motor vehicle accidents, allergic reactions, poison ingestion and others
• Covers boarding kennel fees
• Trip Cancellations
• Owner Bequest
• Recovery Costs
• Euthanasia
• Accidental death

Are pre-existing conditions covered?:

Pre-existing conditions are not covered.

What is not included in plans?:

• All pre-existing conditions are excluded
• Accidents and illnesses that occur in the waiting phase
• Behavioural Therapies
• Chinese Shar-pei’s and Chinese Shar-pei Crossbreeds illness claims
• Pregnancy
• Dental Illness and Accidents
(consult customer service about exclusions of different policies)

Any Vet?:

Any vet can be used.

Policy Duration:

12 months.

Deductible:

Deductibles per incident. $50 or $100 per incident deductible.

Pricing:

Starts at $10.95/month. Pricing depends on add on, breeds, etc.
Maximum payouts depend on plan chosen. Quick Care Gold: $3,000 per incident limit for accidents for dogs and $2,500 for cats. QuickCare Complete Plan: $5,000 per incident limit for Accidents. Maximum lifetime payout of $60,000 for cats and $72,000 for dogs. 24PetWatch also applies maximum payouts per body system (please refer to categories of illnesses). Co-pay: 10% or 30% depending on the plan.For more information please refer to our comparison table to get a free quotes.

Additional Information:

24Petwatch envisions being the leader in integrated health information services in North America.